Comprehensive Vehicle Insurance
Protect your investment with tailored insurance solutions designed for your specific needs and budget.
Coverage Types
We offer a range of coverage options to protect you and your vehicle.
Comprehensive Coverage
Protects your vehicle against non-collision incidents such as theft, vandalism, fire, natural disasters, and animal collisions.
Key Features:
- •Theft protection
- •Vandalism coverage
- •Fire and flood damage
- •Falling object protection
- •Glass replacement
Collision Coverage
Covers damage to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault.
Key Features:
- •Vehicle repair or replacement
- •Coverage for single-car accidents
- •Protection regardless of fault
- •Rental car coverage while repairs are made
- •Deductible options to fit your budget
Liability Coverage
Covers bodily injury and property damage you may cause to others in an accident where you're at fault.
Key Features:
- •Bodily injury protection
- •Property damage coverage
- •Legal defense costs
- •Medical expenses for others
- •Required by law in most areas
Mechanical Breakdown
Similar to an extended warranty, this covers repairs needed when your vehicle breaks down.
Key Features:
- •Engine and transmission coverage
- •Electrical system protection
- •Air conditioning and heating
- •Steering and suspension
- •Extends beyond manufacturer warranty
Gap Insurance
Covers the 'gap' between what you owe on your vehicle and its actual cash value in case of a total loss.
Key Features:
- •Protection for financed vehicles
- •Covers depreciation gap
- •Especially valuable for new vehicles
- •Peace of mind for leased vehicles
- •One-time premium payment option
Personal Injury Protection
Covers medical expenses for you and your passengers regardless of who is at fault in an accident.
Key Features:
- •Medical expenses coverage
- •Lost wages compensation
- •Rehabilitation costs
- •Funeral expenses
- •No-fault coverage
Insurance Plans
Choose the plan that best fits your needs and budget.
| Coverage | Basic Plan | Standard Plan | Premium Plan | Plan |
|---|---|---|---|---|
| Liability Coverage | Minimum Required | KES 3M/5M | KES 5M/10M | KES 10M/20M |
| Collision Coverage | KES 500K Limit | KES 1M Limit | Full Replacement | |
| Comprehensive Coverage | KES 500K Limit | KES 1M Limit | Full Replacement | |
| Personal Injury Protection | KES 250K Limit | KES 500K Limit | KES 1M Limit | |
| Uninsured Motorist | ||||
| Roadside Assistance | Basic | Enhanced | Premium 24/7 | |
| Rental Car Coverage | Economy Car | Car | ||
| Gap Insurance | ||||
| Mechanical Breakdown | ||||
| Monthly Premium | From KES 2,500 | From KES 5,000 | From KES 8,500 | From KES 15,000 |
Premium Calculator
Get an estimate of your insurance premium based on your vehicle and coverage needs.
Monthly Premium
Calculate to see estimate
This is an estimated premium based on the information provided. Actual premiums may vary based on additional factors and underwriting.
For a precise quote, please contact our insurance specialists or request a personalized quote.
How It Works
Getting insured with us is quick and easy. Follow these simple steps.
Get a Quote
Fill out our simple online form or speak with an insurance specialist to get a personalized quote based on your needs.
Choose Your Coverage
Select the coverage options and policy limits that best fit your needs and budget from our range of plans.
Complete Application
Provide the necessary information and documentation to finalize your policy. This can be done online or with an agent.
Get Insured
Once your application is approved and payment is processed, your coverage begins immediately with digital proof of insurance.
Required Documents
Personal Information
- •Valid government-issued ID
- •Proof of residence
- •Contact information
Vehicle Information
- •Vehicle registration certificate
- •Vehicle identification number (VIN)
- •Purchase invoice or valuation
- •Photos of the vehicle
Additional Documents
- •Valid driver's license
- •Previous insurance details (if any)
- •Driving history record
- •Payment information
Frequently Asked Questions
Find answers to common questions about our insurance options.
Insurance Glossary
Premium
The amount you pay for your insurance coverage, typically on a monthly or annual basis.
Deductible
The amount you pay out of pocket before your insurance coverage kicks in.
Liability Coverage
Insurance that covers damage or injury you cause to others in an accident.
Comprehensive Coverage
Insurance that covers damage to your vehicle from non-collision incidents like theft or natural disasters.
Collision Coverage
Insurance that covers damage to your vehicle from a collision, regardless of fault.
Claim
A formal request to your insurance company for coverage or compensation for a covered loss.
Policy
The contract between you and your insurance company that outlines your coverage.
Underwriting
The process insurers use to evaluate risk and determine premium rates.
Ready to Get Protected?
Take the next step toward securing comprehensive insurance for your vehicle.